Safe Driver Plan
While fatal driving statistics have continued to improve over the decades, driving our vehicles remains the single most dangerous activity we perform during the day. Since most people have been in a motor vehicle nearly every day of their life, driving or even riding as a passenger becomes incredibly routine to us. It’s almost silly that so many people are scared to fly, even though driving remains the number one cause of death in most age groups.
Do you ever notice how some people tend to drive over the speed limit, roll through stop signs, follow too closely, or partake in driving distractions such as texting? Ever notice how you do it too?
The Safe Driver Plan we offer is designed to protect you from total disability anytime you’re injured in an accident while driving or riding within the passenger compartment of an Automobile, Truck or Bus anywhere in North America. Benefits are also provided for Hospitalization, Loss of Life and Total Permanent Disability.
Empire Life pays your full benefit regardless of any other benefits you receive.
Important Features
Safe Driver
As a motorist you can expect to be involved in an accident once every 10 years and two out of three motorists will be involved in an injury accident during their life. Even if you’re the best driver in the world, you can’t control other people’s driving. There is a 1 in 20 chance that the crash you have will involve a serious injury. (Transport Canada)
Driving statistics aren’t meant to scare you but most of us tend to get very complacent about our driving and we forget just how dangerous driving can be. We all become very comfortable over the years driving, but with so many people partaking in different forms of distracted driving, drunk driving and other forms of dangerous driving behavior, we all need a wakeup call every now and then.
The Safe Driver Plan we offer is designed to protect you from total disability anytime you’re injured in an accident while driving or riding within the passenger compartment of an Automobile, Truck or Bus anywhere in North America. Benefits are also provided for Hospitalization, Loss of Life and Total Permanent Disability.
- Monthly benefits up to $1,600
- Level of Protection: From $200 to $1,600
- Waiting Period: 0 Days
- Guaranteed Renewable: Up to 85
- Fixed Benefit (even if your income has fluctuated when you make a claim): Yes
- Hospital Coverage Up to $12,000 per month; $400/day; up to 60 days
- Death Lump Sum Payout: $20,000 paid in one lump sum to your beneficiary in the event of your death, as a result of a covered motor vehicle injury, within 365 days of such injury.
- Inflation Protection: Yes. Benefits increase 5% per year for 10 years. At the end of 10 years, these benefits will have reached their maximum value of 150% of the original amount.
General FAQs
Income replacement: Provides a monthly paycheque.
Dismemberment: A one time payout in the case of a dismemberment.
Hospitalization: Pays out when the policy holder(s) are confined to a hospital.
Critical Illness: A one time payout in the case of a critical diagnosis. Which diseases are outlined in each policy.
Business Plan Protection: Pays an ongoing income to cover business expenses when the names policy holder(s) become injured or ill.
Income protection is broken down into two essential parts: Accident and Sickness.
Accident protects your income when there is an incident with external forces that causes you an injury; you were hurt.
Sickness protects your income when an illness is produced over the course of time. This includes reparative surgeries as the condition is produced over time rather than an incident of injury as outlined above.
Important Features
- Choose your own physician or chiropractor for medical attention
- 90% of complete claims are settled within 7 days
- No benefit limits for soft tissue injuries or back injuries or sprains/strains
- Empire Life Pays your Full Benefit Regardless of any other Benefits You Receive
- No taxes withheld
- Benefits paid directly to you
- Available to qualified applicants only
Brochure Details
Safe Driver Plan
While fatal driving statistics have continued to improve over the decades, driving our vehicles remains the single most dangerous activity we perform during the day. Since most people have been in a motor vehicle nearly every day of their life, driving or even riding as a passenger becomes incredibly routine to us. It’s almost silly that so many people are scared to fly, even though driving remains the number one cause of death in most age groups.
Do you ever notice how some people tend to drive over the speed limit, roll through stop signs, follow too closely, or partake in driving distractions such as texting? Ever notice how you do it too?
The Safe Driver Plan we offer is designed to protect you from total disability anytime you’re injured in an accident while driving or riding within the passenger compartment of an Automobile, Truck or Bus anywhere in North America. Benefits are also provided for Hospitalization, Loss of Life and Total Permanent Disability.
Empire Life pays your full benefit regardless of any other benefits you receive.
Important Features
Safe Driver
As a motorist you can expect to be involved in an accident once every 10 years and two out of three motorists will be involved in an injury accident during their life. Even if you’re the best driver in the world, you can’t control other people’s driving. There is a 1 in 20 chance that the crash you have will involve a serious injury. (Transport Canada)
Driving statistics aren’t meant to scare you but most of us tend to get very complacent about our driving and we forget just how dangerous driving can be. We all become very comfortable over the years driving, but with so many people partaking in different forms of distracted driving, drunk driving and other forms of dangerous driving behavior, we all need a wakeup call every now and then.
The Safe Driver Plan we offer is designed to protect you from total disability anytime you’re injured in an accident while driving or riding within the passenger compartment of an Automobile, Truck or Bus anywhere in North America. Benefits are also provided for Hospitalization, Loss of Life and Total Permanent Disability.
- Monthly benefits up to $1,600
- Level of Protection: From $200 to $1,600
- Waiting Period: 0 Days
- Guaranteed Renewable: Up to 85
- Fixed Benefit (even if your income has fluctuated when you make a claim): Yes
- Hospital Coverage Up to $12,000 per month; $400/day; up to 60 days
- Death Lump Sum Payout: $20,000 paid in one lump sum to your beneficiary in the event of your death, as a result of a covered motor vehicle injury, within 365 days of such injury.
- Inflation Protection: Yes. Benefits increase 5% per year for 10 years. At the end of 10 years, these benefits will have reached their maximum value of 150% of the original amount.
General FAQs
Income replacement: Provides a monthly paycheque.
Dismemberment: A one time payout in the case of a dismemberment.
Hospitalization: Pays out when the policy holder(s) are confined to a hospital.
Critical Illness: A one time payout in the case of a critical diagnosis. Which diseases are outlined in each policy.
Business Plan Protection: Pays an ongoing income to cover business expenses when the names policy holder(s) become injured or ill.
Income protection is broken down into two essential parts: Accident and Sickness.
Accident protects your income when there is an incident with external forces that causes you an injury; you were hurt.
Sickness protects your income when an illness is produced over the course of time. This includes reparative surgeries as the condition is produced over time rather than an incident of injury as outlined above.
Important Features
- Choose your own physician or chiropractor for medical attention
- 90% of complete claims are settled within 7 days
- No benefit limits for soft tissue injuries or back injuries or sprains/strains
- Empire Life Pays your Full Benefit Regardless of any other Benefits You Receive
- No taxes withheld
- Benefits paid directly to you
- Available to qualified applicants only